Let Camass Appraisal take care of your appraisalEach year, thousands of people in Nebraska purchase, sell or refinance their home. Most of these transactions contain a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that might appear more practical than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are additional times when the services of a licensed, independent real estate professional might be beneficial.
Appeal your tax assessment in Pierce CountyIt's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your home, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Camass Appraisal is your best evidence when building your case. At Camass Appraisal,we can assist you in challenging your tax assessment.
PMI removal will lower your mortgage paymentWhen the amount being loaned to the home buyer is more than 80% of the actual value of the property, many lenders ask homebuyers to take out an added insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is damaging because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
Camass Appraisal can provide you with a statement regarding the value of your home, and the cost of the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a very daunting experience for both parties, and it is often more complicated by the difficult decision of who keeps the house. Regardless of the circumstances, it's wise to get an appraisal from Camass Appraisal so both parties are fully aware of the true market value of their home.
If the parties wish to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with help from Camass AppraisalSettling an estateLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.
Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.
Let Camass Appraisal help you with relocating to or from Pierce CountyWe are familiar with the headaches associated with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide remarks on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered.
Don't sell out for too little or let your home stay on the market too long.Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.
We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.